Lic Dhan Varsha - Plan 866 Tamil
LIC DHAN VARSHA PLAN
SINGLE PREMIUM GUARANTEE BONUS
LIC’s Dhan Varsha:
👉A Single deposit guaranteed maturity plan with guaranteed additions as high as 7.5%
👉 Flexibility to choose deposit term of 10 year or 15 years
👉 Minimum Basic SA 1,25,000
👉 Flexibility to choose risk cover (option-1: 1.25 times, option-2:10 times)
👉 Child of 3 years and person up to 60 years can invest in this scheme
👉 Accident death and disability rider available
👉Term assurance rider available
👉 In case of unfortunate death Sum assured on death along with guaranteed additions are paid to nominee
👉Sum assured on death can be 1.25 times the deposit or 10 times the deposit as per the choice of the proposer
👉 In case of maturity Basic Sum assured along with guaranteed additions are paid
👉 Policy term 15 years, option-1 (1.25 times risk) Guaranteed Addition:
75 per ‘000 BSA (Prem 7 Lacs and above)
70 per ‘000 BSA (Prem2.50L to 7Lacs)
65 per ‘000 BSA (Prem below 2.50Lacs)
👉Policy term 10 years, option-1 (1.25 times risk) Guaranteed Addition:
70 per ‘000 BSA (Prem 7 Lacs and above)
65 per ‘000 BSA (Prem 2.50L to 7Lacs)
60 per ‘000 BSA (Prem below 2.50Lacs)
👉Policy term 15years, option-2 (10 times risk) Guaranteed Addition:
40 per ‘000 BSA (Prem 7 Lacs and above)
35 per ‘000 BSA (Prem 2.50L to 7Lacs)
30 per ‘000 BSA (Prem below 2.50Lacs)
👉Policy term 10 years, option-2 (10 times risk) Guaranteed Addition:
35 per ‘000 BSA (Prem 7 Lacs and above)
30 per ‘000 BSA (Prem 2.50L to 7Lacs)
25 per ‘000 BSA (Prem below 2.50Lacs)
👉Loan up to 52.5% of deposit available after 3 months of deposit
👉Policy can be dated back
👉Policy can be assigned
👉Guaranteed maturity value facilitates proper planning to meet the goals at different stages of life
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